5 Tips for Handling Your Finances Before You Travel

  January 28, 2017 travel posts 🕑 4 minutes read

Don’t let your finances tie ya up while visiting the Tomb of the Kings in Paphos, Cyprus.



Since Kelli and I are leaving for a month long house sit in Qatar on Monday I felt it’d be a good time to delve into some practical tips for getting your finances in order before traveling.


Yeah, let’s get into the “island hopping” part of the Blogging From Paradise tag line.


Whether you plan to travel for 6 days, 6 weeks, 6 months or even 6 years, as we have, following each one of these steps can help you enjoy your travels from a fun, peaceful, calm energy.


Follow these tips to get your finances in order prior to your trip.


Before we dive in to the tips I wanted to note how this is a sponsored post but I only share what is beneficial, helpful and of value to our community.


1: Place Travel Flags on all of Your Cards


Place travel flags on all of your cards before hitting the road.


As chip technology evolves this step may not be quite as necessary but it helps to alert your banks about where you will be using your card to prevent any interruptions in service.


This step applies to both debit and credit cards.


Even though Qatar is the wealthiest nation on earth I may raise an eyebrow or 2 if one day I’m using my card in the United States and the next day in Doha.


Call your banks a few days before you jet. Speak to the proper representative. Place da flag on da card.


Note; make sure to add countries where you’re laying over to the travel flag. If there’s any chance you may use the card in an airport add the country to your travel list.


2: Get Your Mail Checkers in Place


Whether you pay a friend to check your mail or just ask your dad or mom to do so make sure to have someone peep your snail mail periodically to keep abreast of any developments.


Even though you can receive alerts through email and cell phone it helps to have human eyes on paper correspondence – yes, it still exists – to keep current with your banking, checking, savings or brokerage accounts.


Maybe you can go the PO Box route if you’re having a tough time finding a mail checker for a physical address.


Ask your gatekeeper to check your mail once a week to monitor the snail mail.


3: Automate Bill Paying


In 2017 you would think the “write a check and mail it” crowd no longer exists but some folks allow the fear of doing business online to create a serious cramp in their travel style.


Or perhaps you do pay bills online but manually make payments before bills are due.


Narrow alleyway, Istanbul, Turkey.


Most banks and service providers offer automatic debit options.


Use it to automate processes while you’re eating papaya in Penang or enjoying coconut water in Costa Rica.


4: Invest Wisely


Of course you want to add online income streams to boost your cash flow through blogging.


Also consider using a brokerage house to grow your nest egg while you’re busy globe trotting and blogging.


I have traded short term stocks, long term stocks, Forex and have a pension as well. Adding a short term trading income stream as well as a long term investment vehicle diversifies your assets and helps you enjoy your time on the road as your net worth grows.


5: Pay for a VPN


I drop about 6 bucks every month for a VPN.


This is perhaps my best financial investment. No joke.


When I travel to certain “red flag” countries I can only access sensitive financial data by using a VPN.


Basically, if you travel through specific countries where financial fraud is rampant, when you try to log in to your Paypal or bank account online you will set off a red flag and be unable to access your funds.


Banking programs peep your foreign IP address and say: “Oh snap, lock that account down!”


By using a VPN you will be able to log in through an IP address from a “non red flag country” – for example, the United States – helping you avoid the red flag and access your chedda.


Invest in a VPN.


Don’t get caught in a web of financial intrigue. BIG spider and web, Savusavu, Fiji.


One added bonus of using a VPN: you can log in to financial/sensitive sites via public WiFi securely. I only found out about this feature recently but will use it during layovers in the future if I need to get my “Paypal on” while using public, unsecured Wifi.


Your Turn


How do you shore up your finances before hitting the road?


Do you follow each of these steps?

  1. Muhammad Ahmad says:
    at 12:06 pm

    Hi Ryan,
    Loved this post!
    I am not travelling for now, stuck in studies. I’ll travel most of the world for sure with the help of Blogging 🙂
    Thanks for these cool tips, tweeting now! <3
    ~ Ahmad

    • Ryan Biddulph says:
      at 12:49 pm

      Hi Ahmad,

      I know you will brother 😉 Looking forward to seeing your travel images and I DEFINITELY look forward to meeting in some tropical paradise.


  2. SMN Zaman says:
    at 2:53 am

    Hi Ryan,

    It always soothes my mind when I see that people are traveling the world just by harnessing their blogs.

    I have the desire to do the same though I’m very busy right.

    By the way, your tips are very helpful which I’ll note down too in case I forget one or two at the time of traveling.

    Thanks for the great contribution,

    • Ryan Biddulph says:
      at 12:52 pm

      Hi Zaman,

      Way cool imagery in your comment. Soothing the mind. I love it.

      Hold that desire despite your busy-ness and eventually your busy-ness will dissolve into the energy of the desire – usually, very quickly – and you will start traveling the world quickly. For wherever we choose to place our attention and energy grows exponentially.

      Thanks a bunch.


      Thanks for your comment 🙂


  3. Trina Schneider says:
    at 1:03 pm

    I had not thought about VPN, very useful advice. Thanks!

  4. Helen - The Lite Backpacker says:
    at 6:14 pm

    Telling your bank you are away is a must. I have had my card phished twice while travelling, and both times it was my bank that noticed before I did. So my comment would be to take close notice of your finances and track your withdrawals.
    great post – I need to get a VPN ASAP 🙂

    • Ryan Biddulph says:
      at 10:48 am

      Hi Helen,

      Just got off the horn a few days ago, letting one of my CC banks know I am heading to Myanmar. In Muscat now on a layover.

      My debit/bank account is an online do it yourself travel flag deal. Which is cool.

      Good deal on your bank; they are on the ball. Mine has been too.

      Definitely grab that VPN. For security purposes and having fun helps you easily access certain sites if local internet is weak or buggy. I could barely access my blog in Doha, Qatar at the airport but logging in through the VPN – San Francisco address – all was A-OK.

      Thanks a bunch Helen.


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